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Vave is using innovative technology to bring precision underwriting to the US Excess & Surplus property insurance market.

Who we are

About Us

Vave is a Managing General Agent (MGA) that combines science, data, and precision underwriting to insure high-volume risk.

Vave’s suite of white-labelled API services produce instant bindable quotes, allowing agents to access products electronically, and bind and service them in real time.

After developing its proprietary technology Vave began trading in 2019, with the support of Canopius Group, and is now quoting on more than 10,000 risks per day.

Why use Vave?

Vave takes a data-first approach to underwriting, bringing automation, efficiency and scale to a core suite of dynamic products that fit policyholder needs. Only a digital-first underwriting solution can satisfy growing demand and complexity in the US E&S market.



Complex, real-time data sets and advanced analytics are used to paint a detailed picture of risk.


Using feedback from live data, Vave adapts to dynamic market conditions to provide accurate real-time quotes.


Algorithmic underwriting offers complete transparency to stakeholders, from the point of sale through to the supporting capital.


Vave’s automated process keeps the transactional cost low.


Vave’s algorithm produces real-time quotes and products that can be accessed digitally.


Vave is led by an expert team of risk modelers, technologists, and underwriters.

By the numbers

The stats speak for themselves

We’re big believers in data – and in transparency. Our stats tell the story of our insurance innovation success.

What happens when technology is used to paint a detailed picture of risk? You get precision underwriting and superior risk selection that efficiently and effectively meet market needs.

Unique properties quoted
+ 0 m
data elements received when assessing a risk
Up to 0
Quotes each month
US states where we have written risk
Service #1

US Commercial Property

Vave US Commercial Property offers cover for business properties of various occupancies, and is particularly competitive on the Atlantic seaboard and the southeastern United States.
Service #2

US Homeowners Property

Vave US Homeowners Property offers US-wide cover for HO-3, HO-5, HO-6 and DP-3 forms.
Service #3

US Flood

Vave provides competitive cover for primary and excess homeowners and small commercial properties, in FEMA’s A, B, C and X flood zone delegations, across the United States.



Data Partners

You’re only as good as your information – and ours comes from some of the best sources of data-driven insights in the business.
Our Team

Meet the Leadership Team

No insurtech newbies here. Vave’s innovative insurance technology was built by an experience team of industry veterans.
Client Delivery Associate
MI Analyst
Data Engineer
Homeowners Product Manager
Commercial Product Manager
Head of Infrastructure and Security
Vave Blog

Latest News & Insights

Contact Vave

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