Vave Products
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Product #1
US Commercial Property
Vave US Commercial Property offers cover for Main Street occupancies, and is particularly competitive on the Atlantic seaboard and the south-eastern United States.
- ISO Basic and Special form with comprehensive optional endorsements
- Core occupancies: habitational, mercantile, offices and warehouses
- Maximum Location Total Insurable Value: $3.7m
- Maximum Policy Limit: $6.2m
- Earthquake and flood endorsements available
- All peril, wind-only and ex-wind
Product #2
US Homeowners Property
Vave US Homeowners Property offers US-wide cover for HO-3, HO-5, HO-6 and DP-3 forms.
- Maximum Total Insurable Value: $3.7m
- Primary, secondary and seasonal homes
- All peril, and ex-wind options available
- Earthquake and flood endorsements available
- Preference for newer, well-maintained properties
Product #3
US Flood
Vave provides competitive cover for primary and excess homeowners and small commercial properties, in FEMA’s A, B, C, and X flood zone designations, across the United States.
Primary:
- NFIP+ matchup
- Max coverage A of $1.5m
- Max building limit of $750k
Excess:
- Max coverage A of $8m
- Max building limit of $4m
- Minimum excess of NFIP limits
Product #4
US Earthquake
Vave provides earthquake cover for Main Street commercial properties, focussing on the West Coast of the United States.
- Standalone earthquake cover
- Core occupancies: habitational, mercantile, offices, and warehouses
- Max coverage limit of $3.7m
- Preference for newer and well-maintained properties
